Behind the scenes at Grimstead

• Estate : Shaw
• Networth : $41,000
• Jobs : Bran – Music Career
• Names : Bran (age:26) Abagael (age:25)
  • Adam (age:5)
  • Rowan (age:3)
  • Sawyer (age:2)
• Tax’s – (Free Merchant = 5%)
  • $29,000 X 5% = 2,200 per day / 2 = $1,100

I made abit of a mistake with this family, when i moved them from Tariks old estate to Lucy’s i moved them into a much nicer lot as they had the funds, however I’ve quickly found that without Taye and Albert’s earning Bran alone isn’t really earning enough to support them.

They have two dog’s which although had pet jobs i hadn’t really focused on too much, so I’ve spent the best part of this round trying desperately to train the dogs and get them up their respective pet career’s.

I’ve decided when i reach Lucy’s lot that im going to get Lucy to hire her sister Abagael to help run the clothing shop Lucy has, this should bring in extra money I’ve always found the wages with OFB a little stingy so ill have to see what Lucy can afford and i might pay Abby a little more than she’s actually worth.

I’ve finished the round in quite abit of debt, rather than keeping debt on the tally as it where, ive gotten Bran to take out a loan with Lucy, so he can pay the over due tax’s.

This means next round he needs to find the tax’s, (paid with one moniques bill payer), and pay back the loan from Lucy with 5% interest (with a second bill)

All he needs to do next round is find the money to pay his tax’s and to pay back the loan… HA!!! easier said than done.

Note’s on loans / Overdue tax’s

I use http://www.modthesims2.com/showthread.php?t=203984 to pay my tax’s.

when a family can’t afford to pay the days bill it add’s it too an overdue tally, this overdue amount is then added to the normal bill’s next time the postman drop’s them off.

However should the round end with an overdue amount or im worried about the Repo man i allow sim’s to take out a loan from their lord. This is done with a separate “bill”.

This mod allows an interest rate to be added to the bill, i vary this depending on the relationship of the lord / family .. for example with Abagael, Lucy is her sister so just 5% was added.

I set the payback amount to $0 per day, so that just the person’s normal bill’s come out on a daily basis, i then manually payback as much as possible when ever the family can afford it.

Unfortunately the interest rate on the mod isn’t continually increasing, so what i do is if there is still some loan to payback at the end of the round i get the family to take out another loan to pay off the first, this way the interest is calculated again.

Loan’s are a bit of a gray area, i only really use them for family’s who stand a chance of paying them back ie they have an increase in income on the horizon, for family’s who are pretty much income capped, i generally move them out of their house, pay the overdue amount and buy something smaller and with more affordable tax’s.